A Current Market Value
A licensed appraisal showing what your home is worth today — the document most lenders ask for before removing PMI.
For homeowners
PMI Removal Appraisals in Orange County.
Still paying private mortgage insurance? If your home has gained value or you've paid the loan down, a current appraisal may be the evidence your lender needs to drop PMI — often saving hundreds of dollars a month.
Know Before You Pay
A quick call first: if recent sales near you don't support the value you need, we'll tell you before you spend on an appraisal.
Fast Turnaround
Most PMI appraisals are scheduled within days and delivered shortly after the inspection, so you can send it to your lender right away.
Local Since 1979
Family-run in Dana Point for over four decades. We know Orange County neighborhoods street by street.
How It Works.
- 1Call or send the request form with your address and lender's name.
- 2We inspect the home — usually 30 to 45 minutes — and research recent comparable sales.
- 3You receive a signed appraisal report to submit with your lender's PMI removal request.
Common Questions.
When Can PMI Be Removed?
Typically when your loan balance falls to 80% of the home's current value — through payments, rising values, or both. Your lender sets the exact rules, so check with them first.
Will My Lender Accept Your Appraisal?
Most lenders accept an appraisal from a licensed, independent appraiser, but some require one ordered through their own process. Ask your lender what they need before ordering.
How Much Does PMI Removal Save?
PMI often runs $100 to $300 or more per month. If the appraisal supports removal, it usually pays for itself within a few months.